About Me
Have you ever borrowed money? About a year ago, I realized that there were some issues with my financial plan, so I started looking into different things that I could do to make things right. I realized that there were a few lenders in my area that were specializing in different kinds of loans, so I started talking with them about different ways to get out of debt. Before I knew it, they were walking me through a few different options, and it was really helpful. I wanted to create a site all about understanding financing terms and borrowing money, so check it out.
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Three Things To Consider Before Selling Your Engagement Ring After Divorce
If you recently got divorced, you may be wondering what to do with your engagement ring. Continuing to wear it probably does not feel right, but should you really consider pawning a ring to a diamond broker? The answer really depends on your situation. Here are a few things to consider as you determine whether selling your ring is the right choice for you.
Do Your Kids Want It?
The ring may no longer hold a positive sentimental value to you, personally, but does it hold some value to your kids?
3 Major Things Your Mortgage Lender Will Look At
If you are thinking about buying a house, you could be a bit worried about the intensive process of applying for a mortgage. After all, you might have heard that getting a mortgage can be a lot more difficult than getting other types of credit, such as a car loan. If you are wondering what your mortgage lender is going to look at when looking at your application, you should know that he or she will look at a range of things.
Reasons A Bail Bond Agency Can Revoke Your Bond
When you are arrested and charged with a crime, a bond amount is typically set. By posting bond, you are allowed to get out of jail until your trial is concluded. This allows you to continue working, meeting your obligations and working on your defense. But, in some cases, after bond has been posted, a bail bond agency may revoke your bond and you could wind up going back to jail.
How Someone Can Jump Bail And Have Their Bail Bond Revoked
Has a friend or family member asked you for help getting them out of jail? If so, you may be tempted to get a bail bond to help facilitate their early release. However, be aware that you could be responsible for paying back the bail bond in full if the person you are helping jumps bail. By understanding how you could be responsible for paying back the bail bond, you'll know if bail bonds are a risk you are willing to take.
3 Ways To Prepare To Apply For A Home Mortgage Loan
If you know that you want to purchase a home this summer, this winter you need to start getting ready to apply for a mortgage loan. It can take some time to complete the tasks necessary to get ready for a home mortgage loan, which is why you want to give yourself at least a few months to prepare.
Check Your Credit Score
The first and most important thing that you need to do is check your credit score.
Three Ways To Creatively Finance Plastic Surgery
Getting plastic surgery is not considered a necessity. For this reason, nearly all insurances will not cover any sort of elective procedure. If you are 100% sure that you want to invest in plastic surgery, the first thing that you will need to do is secure the financing for this project. If you do not currently have a savings account with all of the money that you need, you may need to g= about a little creative financing.
3 Things To Do When Applying For A Title Loan
If you need to get your hands on some cash quick, a title loan is one way to secure some quick funds. Before you sign a deal for a title loan, see if there is a company that will accept your vehicle as collateral, know the value of the vehicle and make sure that the loan terms are something you can afford and live with.
See What Vehicles They Accept
Paying Back A Pawn Shop Loan: Four Things To Know
Selling gold or jewelry at a pawn shop can be a great way to get extra cash when you are in need, but knowing how to pay back the loan is essential if you plan to get your items back. Here are some things you should know when getting ready to pay off your pawn shop jewelry loan.
Save Your Ticket And Paperwork
You'll need your original paperwork, including any ticket you were given to use when claiming your jewelry back.
3 Questions About Mortgage Refinancing
Are you in need of some extra cash or reducing your monthly mortgage payment? If so, you may have heard about mortgage refinancing as a way to get they money you need. Before you start the process with a lender, here are some common questions you may have about refinancing.
Can Refinancing Save You Money?
The process of home refinancing is basically applying for a new mortgage to pay off the old one.
Four Fees To Watch Out For When Applying For A Personal Loan
If you need to pay for a large expenditure, such as a new recreational vehicle or a home improvement project, a personal loan is one way to do so. However, as you shop for personal loans, there are a few fees and expenses that you need to watch out for. Make sure to take these fees into account when comparing loans from different lenders. Here are four common fees you will encounter when shopping for loans.